Long Term Care Insurance
With Baby Boomers reaching retirement and Americans living longer than ever, Long Term Care Insurance (LTC) policies should be on the minds of many people, in particular those close to retiring and those who will need to take care of loved ones over a long period of time. Long Term Health Care Insurance protects you, as well as those you love, in the event that extended health care is needed in your lifetime.
Long Term Care Insurance Helps to Cover:
- Daily activities such as bathing, eating, dressing
- Skilled nursing care or rehabilitation training either in a nursing facility or at home
- Cognitive impairment such as Alzheimer's and deals with care-oriented conditions, not cure oriented
Who Pays For Long Term Care (LTC)?
Many people are under the impression that Medicare, Medicaid or their health insurance will pay their Long Term Care costs.
- Medicare has eligibility requirements for skilled nursing care only and is for a limited time period.
- Medicaid is a welfare program. It will NOT cover long term health care costs for the average American.
- Health insurance and medical supplements DO NOT cover nursing home care.
- Individuals and families through their savings, assets, and cash pay most of the Long Term Care costs.
Long Term Care Insurance Quotes Wiz was designed to make the Long Term Health Care Insurance process as simple and easy as possible. All you have to do is fill out one form, then allow us to find the appropriate long term care insurance company that best meets your needs. You will receive a FREE, NO OBLIGATION long term care insurance quote and can decide at that time whether or not to take the offer.
Local long term care experts will contact you directly to discuss your options and the best pricing for their policies. No more moving from company to company in search of the best insurance product that fits your long term care needs.
Long Term Care Insurance Quotes Wiz provides a place to shop 1000's of Long Term Care Insurance policies in the privacy of your own home without worry or hassles.